With springtime here, now is a great time to refresh your finances and turn a new leaf
For this annual spring clean, you may want to spruce up your personal finances along with your home or office.
With the RBNZ increasing interest rates, now is a great time to rejuvenate your budget, check your repayments and seek expert advice.
Here are some ways to spring into action and get your finances thriving.
Refresh your budget
Tracking your spending and cutting unnecessary costs can put a spring in your step and ensure you’re on track to achieving your goals.
Tidy your subscriptions
Unsubscribe from unwanted plans and memberships or shop around for cheaper alternatives.
Polish your policies
Take time to compare providers to ensure you’re getting the best deal on your bills. Make sure any insurance policies are up to date and still provide the best value for your situation.
Dust off unwanted items and sell
Look for items in your wardrobe or around your home that you could sell on TradeMe or Facebook Marketplace to make some extra cash.
Brush up on your finance knowledge
Listen to finance podcasts such as The Happy Saver or Cooking the Books with Frances Cook and read more personal finance books or articles to boost your financial know-how.
De-clutter your debts
If you’re juggling multiple debts, consider a consolidation lending solution to streamline your monthly repayments and become debt-free sooner.
Spruce up your home loan
If you’re looking to refinance to a sharper rate, here are some things to consider before you make the switch.
A Mike Pero Adviser can help you find a sparkling solution for your refinancing, debt consolidation or insurance needs. Whenever you need us – we’re here to help.